NCUA program upgrades could help prepare for extended exam cycle

first_imgThe National Credit Union Administration (NCUA) approved two temporary management positions Thursday to beef up its Enterprise Solutions Modernization (ESM) program, a program agency staff believes could help lead to a longer examination cycle.John Kutchey, NCUA’s deputy executive director, said the changes will make an extended examination more feasible, but added that the decision to extend the cycle rests solely with the board.In its action Thursday, the board authorized $75,000 to be provided annually for the next four years for the two positions. The agency emphasized that the action will not lead to a net staff increase, as the NCUA will eliminate two full-time positions to offset the new expense.The NCUA is predominantly funded by the credit unions it oversees, and those credit union funds ultimately represent their members’ monies. The Credit Union National Association (CUNA) has long advocated for the NCUA to seek ways to contain and reduce its budget, particularly with the credit union system being very healthy.“We’re glad to see the NCUA move forward with much needed upgrades that should ultimately reduce the regulatory burden on credit unions,” said Elizabeth Eurgubian, deputy chief advocacy officer for CUNA. continue reading » 1SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblrlast_img read more

Africa Keep flight time short and head for the mel

first_imgAfricaKeep flight time short and head for the melting-pot Moroccan city of Marrakech if you’re ok with temperatures in the teens. Hit the souks here and get blissfully lost in the Medina, before indulging in a traditional Moroccan hammam (a traditional style steam room and public bath). With so many colourful sights and enticing smells swirling around you, it might be easy to miss some of Marrakech’s must-sees, but don’t fret, we’ve got a top 10 here to make sure you don’t miss a thing. Alternatively, fly further south to South Africa for guaranteed summer weather. Spend a few days in Cape Town, climbing Table Mountain and visiting Robben Island, before hitting the winelands of the Stellenbosch. Finish up with some lion-spotting on a safari in the Madikwe Reserve, staying at the fabulous Madikwe Hills Private Game Lodge. More off the beaten track, but becoming increasingly popular with sun-seekers and adventure lovers alike, is Ethiopia, a wonderfully green country of untouched national parks and coffee plantations – don’t miss the truly amazing rock-hewn churches of Lalibela. Looking for somewhere further afield? Check out the charming seaside town of Rabat for fine dining, beaches and street food in Fez. Southeast AsiaIt’s constantly hot in southeast Asia throughout our winter, making it a great place to escape to when you can’t face defrosting the car before work or heaving out your winter warmers. Start in Thailand, recovering from the long flight with cheap massages and fresh tropical smoothies in Bangkok, before setting out for the Bridge Over the River Kwai at Kanchanaburi and the night markets of Chiang Mai. Alternatively, you could choose Cambodia, with it’s world famous archaeological park, Angkor Wat, and its beguiling riverside capital Phnom Penh too. Don’t know where to start?Take a look at the top places to visit in Cambodia.Finish up in Vietnam, touring from Saigon up to Hoi An, the country’s foodie capital and one of the cheapest places in the world to get a handmade suit. Hit the buzzing Vietnamese capital Hanoi last, making a side trip out to the mountainous Sapa region for a breath of fresh air and family stays in remote villages nestled between the rice terraces. Central AmericaMexico is basking in the high 20s while we’ve got our fingers crossed for a white Christmas. Make the most of it in Cancun, lying on unspoilt white sand beaches, before exploring the eco-parks and Mayan archaeological sites of the Yucatan peninsula. Check out our guide on the best things to do in Cancun before you go. Further south, our winter is a great time to visit Costa Rica, as the rainy season tails off in early December. Hit the trails in Parque Nacional Corcovado, go turtle watching, see the still-active Arenal volcano and try your hand at a spot of birdwatching in the wetlands of the Refugio Nacional de Vida Silvestre Caño Negro. Prep for your trip with a peep through these beautiful photos of Costa Rica. More winter sun inspo this way 10 of the cheapest places to go for winter sun Think you have to go far to find winter UV? Think again… Skyscanner brings you 10 places where you are guaranteed sunshine. Escape the UK and grab a flight to the sun now.5 dream beach destinations to beat the winter bluesBeat the clocks! Plot your escape from short winter days with these five ideas for exotic getaways.Photo gallery: totally tropical winter sunSun, sea, sand…. escape the winter with our stunning collection of beautiful beaches and exotic holiday destinations.Skyscanner is the world’s travel search engine, helping your money go further on flights, hotels and car hire.ReturnOne wayMulti-cityFromAdd nearby airports ToAdd nearby airportsDepart14/08/2019Return21/08/2019Cabin Class & Travellers1 adult, EconomyDirect flights onlySearch flights Map The Canary IslandsYes, there is still one corner of Europe where it is reliably sunny. The Canary Islands lie off the coast of Africa and rarely see a day where the mercury doesn’t reach hit the 20° mark, even in the depths of December and January. It’s just a four hour flight to these Spanish isles, where you’ll be spoilt for choice when it comes to island paradises to park yourself on – why not do a bit of island hopping and take advantage of cheap internal flights? Fly first to Tenerife for volcanic scenery and black sand beaches, plus plenty of poolside lounging at Jardines de Nivaria before hopping over to Lanzarote for great food and the chance to stay on a winery at Finca Malvasia. But, before you go, check out our guide to the best of the Canary Islands – whether you want surf or sunshine. AustraliaIt’s summer Down Under and for the next few months Australia will be at the beach, surfing and sun-soaking. Join the Aussies on the sands around Margaret River in Western Australia for a surf lesson, or head inland for memorable dinners at some of the world’s leading wineries – don’t miss Cape Lodge. Swing by the laidback city of Perth, for beachfront dining and the chance to meet the quokkas (a cross between a cat an a squirrel) on offshore Rottnest Island – if this isn’t enough to make you hop on a plane then check out our list top 10 attractions in Western Australia’s capital. Over east, it’s a great time to visit Sydney and surrounding boroughs in New South Wales. Make the most of the good weather by climbing the Sydney Harbour Bridge for sweeping views across what’s arguably the world’s most attractive harbour – and the sails of the Opera House of course. Shake things up a bit by getting out of Sydney and spending time in neighbouring towns, like Wollongong, affectionately known as ‘The Gong’ by all those who flock to this secret seaside town to escape the tourists on Bondi and catch some awesome surf. This local’s guide to Sydney will have you blending right into those Newtown coffee shops. RelatedWinter sun stars: 5 dream beach destinations to beat the winter bluesSitting, staring out of the window dreaming of white sand against bright blue skies? Yeah, us too. But wait, those beaches are not a figment of your imagination – and it’s entirely possible to escape the dreary British weather for one of those exotic, sandy hotspots with long, sun-drenched days.…Where to go on holiday for early summer sun in 2019Looking for a summer holiday but don’t want to travel during peak season when prices go through the roof? Check out these short-haul destinations perfect for early summer and bag a cheap flight while the kids are still at school…10 cheap winter sun destinations We’ve found 10 affordable hotspots where you can shed those winter layers and top up your vitamin D, all with great value off-season price tags. Explore cheap flight deals in the app 1. The Canary Islands Best for: a holiday with something for everyone There are several reasons UK travellers…last_img read more