4 steps to relieve money stress

first_img 61SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr,Wendy Moody Wendy Moody is a Senior Editor with CUInsight.com. Wendy works with the editorial team to help edit the content including current news, press releases, jobs and events. She keeps … Web: www.cuinsight.com Details There’s a plethora of reasons that a person can feel stressed about money like being behind on bills or living paycheck to paycheck, and even if you are surviving just knowing that you owe money can cause you stress. It’s a situation that many people have found themselves in at one point or another, so even though you may feel alone in the moment you certainly aren’t.  While you might not be able to make the problem go away immediately, you can control your response to it.1. Change your languageThis is more than just a cliché – choosing to speak positively about a situation can improve your outlook and make you feel empowered. Instead of saying “I want to save more” try saying “I will spend less.”2. Stay in the presentMany people focus on the worst case when it comes to money, particularly if we are feeling overwhelmed or down. Try reminding yourself to take it one step at a time and not get upset over things that may or may not happen.3. Take a mental breakWhen you feel yourself starting to feel stress, take a walk, play with your kids or pet, or watch your favorite TV show. A break allows you to regain composure and control.4. Choose to build wealthMake your focus on achieving financial freedom, it will give you more joy that any material object ever could. When you feel yourself wanting to make an impulse buy think of all choices you will be giving yourself down the road by saving 10% now.last_img read more

More than $9.3 billion in taxes paid to State of Iowa in past 12 months

first_imgDES MOINES — The state of Iowa collected over half-a-billion dollars more in taxes during the last 12 months than during the previous fiscal year.Fiscal Year 2019 for the State of Iowa ended Sunday. Preliminary figures indicate tax revenue growth was ahead of expectations by nearly $100 million. In total, the State of Iowa took in more than $9.3 billion in taxes and fees during the past 12 months.Officials say it’s hard to estimate how much of the tax windfall is due to higher wages in Iowa and how much is due to a change in a state income tax deduction. Iowans get a deduction on their state income taxes for federal taxes paid. That deduction has declined because of the tax cuts enacted at the federal level.The phased-in state income tax cuts Republican lawmakers approved in 2018 started to take effect in January of this year — halfway through the state’s just-concluded fiscal year.last_img read more